M Financial Planning Services


Wealth Strategies for Individuals and Business Owners

 

Whether you are focused on preserv­ing, creating, transferring or distributing wealth, M Financial Planning Services can help you carefully craft a plan tailored to your unique circumstances.

 

Experience. Knowledge. Trust.

 

Both individual investors and business owners face numerous challenges in pursuing their life goals and financial objectives in an ever-changing economy. At M Financial Planning Services, we bring more than 30 years experience to helping you overcome obstacles on your path to meeting a broad range of financial and wealth management goals.

Our advisors are dedicated to your success and ensure that your needs always come first. We are not satisfied unless your visions for your business, retirement or legacy come into focus. Learn more.
Calculators

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

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Newsletters

Tax Changes for 2012

Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

Doing Your Heirs a Favor

Although a will and a trust specify disposition of assets, many other details of an individual’s final wishes might be explained in a letter of instructions. This article offers some topics to consider addressing in the letter to help loved ones make decisions and take care of final arrangements.

Understanding the Appeal of Share Buybacks

The amount of money devoted to corporate stock buybacks surged throughout 2010 and 2011 as large companies sought ways to spend their cash stockpiles and reward shareholders. This article looks at how corporate buybacks work, why they have become more common in the current economic climate, and what they typically mean for investors.

There’s Still Time to Catch Up

Worker confidence in affording a comfortable retirement fell to a record low in 2011, but investors aged 50 and older may be able to make up for lost time by maximizing contributions to retirement plans and taking advantage of catch-up contribution limits. The accompanying chart shows the potential difference in accumulation by taking advantage of catch-up contributions.

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